Second Quarter and First Half 2013 Results

Sale of CCIs to the Banques Populaires and Caisses d’Epargne in line with the schedule presented on February 17, 2013

Sale of all the CCIs to the Banques Populaires and Caisses d’Epargne banks completed on August 6, 2013

The AGM approved an exceptional distribution of €0.65 per share payable on

August 19, 2013

Net income (group share) rose by 4% in 2Q12, to €267m, and by 13% in 1H13, to €604m

Pro forma⁽¹⁾ and excluding FV adjustment on own debt

Net revenues of €1.8bn in 2Q13, up 2% vs. 2Q12

1H13 net revenues of €3.6bn, up 3% vs. 1H12 9.3% ROTE⁽²⁾ for first-half 2013

Good performances in core businesses

Wholesale Banking: robust new production of €8.1bn in Structured financing in 1H13

Investment Solutions: €6.8bn net inflow in 1H13, notably in the US and

Asia, and 12% increase in net revenues in 2Q13 in Asset management

Specialized financing revenues up 6% in 2Q13 vs. 2Q12, fueled by increased business with the Groupe BPCE networks

Satisfactory roll-out of the Operational Efficiency Program

€159m cumulative reduction in expenses at June 30, 2013

Acceleration of GAPC asset disposal program

Divestment of GAPC assets: €2.6bn in 2Q13, making a total of €3.6bn for first-half 2013

On track to close GAPC by mid-2014

Further improvement in financial structure

Basel 3 CET1 Ratio^(1,3) of 9.7% at June 30, 2013, up 30bps vs. March 31, 2013

2014-2017 strategic plan: investor day on November 14, 2013

The Board of Directors examined Natixis’s second-quarter 2013 accounts on August 6, 2013.

Economic conditions remained difficult in France and the euro zone during the period, and stock-market indices proved volatile. The Euro Stoxx 50 and the Euro Stoxx Banks declined 0.8% and 1%, respectively, during the second quarter.

The main points of note for Natixis during the second quarter were as follows:

• Dynamic commercial activity for core businesses, as witnessed by a 4% increase in net revenues vs. 2Q12. In Wholesale Banking, Structured financing new production amounted to a robust €3.6bn during the period. In Investment Solutions, Asset management recorded a €2.4bn net inflow excluding money-market products, buoyed by the US and Asia. In Specialized Financial Services, the various business lines continued to roll out solutions to the Groupe BPCE networks, with the result that Specialized financing revenues advanced 6% vs. 2Q12 without perimeter effect.

• GAPC’s asset disposal program has gained pace since the start of 2013, and recorded €3.6bn of asset sales in 1H13, including €2.6bn in 2Q13, with limited haircuts.

• The provision for credit loss (excluding GAPC) stabilized relative to first-quarter 2013.

• Net income of €267m rose 4% vs. 2Q12, pro forma of the sale of CCIs and the fair-value (FV) adjustment on own senior debt.

• The Basel 3 CET1 Ratio⁽¹⁾ amounted to 9.7% at June 30, 2013, reflecting continued improvement in financial structure.

Laurent Mignon, Natixis Chief Executive Officer, said: “The sale of the CCIs to the Banques Populaires and Caisses d’Epargne was completed in line with the schedule presented on February 17, 2013 and the ensuing value-creation for Natixis shareholders has been confirmed via the payment of an exceptional distribution of around €2bn on August 19, 2013. During the second quarter, Natixis’s core businesses managed to grow revenues despite tough conditions in France and the euro zone. Natixis also continued to gain market share, particularly so in international markets which represent a source of sizeable leverage in the future.”

1. Pro forma of the  sale of CCIs / (2) Annualized ROTE: net income (group share) – DSN net interest / average net assets after dividend – hybrid notes – intangible – average goodwill (3) Basel 3 impact will depend on final rules – Fully-loaded except on DTAs